Business Insurance

Protecting businesses from loss due to unpredictable circumstances.

Crime or Fidelity Protection

Reliable coverage and dependable service

In the unfortunate event you fall victim to crime committed against your business by one of your employees, fidelity and crime insurance can protect you from loss of money, securities, or inventory. Typical employee theft claims often range between $50,000 and $200,000. These are not small numbers and this type of loss can be devastating to a business. Employee theft can be especially painful if money dedicated to employee pension plans or money held in trust for a customer or a client is stolen. Advances in technology has given us all greater flexibility and ease of doing business. However, these new technologies have produced new ways to tempt employees into steeling from their employer. Look, nobody wants to think their employees would possibly steel from them, and we hope you're right. However, the prudent business owner needs to protect themselves from the risk that it could happen to them. Let us review your business risk in this area and provide cost effective solutions to potential financial loss.


Our focus is on


  • Assessing insurable risk unique to your business
  • Providing solutions for managing your risks
  • Tailoring insurance solutions specific to your business
  • Providing the highest level of insurance coverage for the lowest cost
  • Expert advice and risk evaluation assistance at your disposal
  • A single point of contact and a dedicated service team for your commercial insurance needs

Get Quote for Crime or Fidelity Protection

"You've brought service, a caring attitude and excellent safety professionals to the table for us. You've also helped others in the community with their insurance needs. For all these things and more I say thanks." - Ronald C. Doutt, Chief Executive Officer
Santa Catalina Island Company

ARROYO COMMERCIAL INSURANCE CARRIERS

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 Commercial insurance, employee benefits, and personal insurance from Arroyo Insurance Services